SOME USEFUL INFORMATION TO DEFENCE PENSIONERS

1. Fixed Medical Allowance @ Rs.100 was introduced w.e.f. 01.12.1997.
2. Fixed Medical Allowance @ Rs.1000 was increased w.e.f. 01.07.2017.
3. ECHS members not eligible for Medical Allowance.
4. EPF Pension in addition to Defence Pension Family pension allowed w.e.f. 27.07.2001
5. D.R. for re-employed ex-servicemen with some conditions w.e.f. 18.07.1997.
6. Minimum Ordinary Family Pension as per 7th CPC is Rs.9,000 w.e.f. 01.01.2016.
7. Minimum Special Family Pension as per 7th CPC is Rs.17,990 w.e.f. 01.01.2016.
8. Compensation for Delayed payment of Pension/Arrears to be paid w.e.f. 01.10.2008.
9. Improvement in pension for ORs & JCOs as per CDA Circular 430 w.e.f. 01.07.2009.
10. ECHS made compulsory for those discharged after 01.04.2003.
11.There is no fee for pre 1.1.96 pensioners to join this scheme.
12.From 1.1.96 to 31.3.2003 they have to pay to join this scheme.
13.From 29.12.2017 the rates have been increased.
From Recruit to Hav rank Rs.30,000
From Nb.Sub. to Hon.Capt and Equivalents. Rs.67000
All Officers Rs.1,20,000
14. ADLR Scheme Funeral Grant Rs.10,000 w.e.f. 08/07/2016. Paid by Canteen.
Zilla Sainik Board pays Rs.5000 funeral grant.
Dignified Last Rites grant Rs.7,500 to Air Veterans by Air Force.
15. ESM can draw two pensions separately without any ceiling w.e.f. 01.01.1996.
16. Additional pension is payable after 80 years on both the pensions, if any one drawing two pensions.
17. Additional pension is applicable for WIP/Disability Pension/Lib.FP & SFP.
18. D.R. is admissible to employed family pensioners without any condition w.e.f. 18.07.1997.
19. W.E.F. 01.07.2009 the concept of Broad banding of percentage of disability/War injury Shall be extended to Armed Forces Officers and others who were invalided out of service prior to 01.01.1996 and are in receipt of disability/war injury pension as on 01.07.2009.
20. Joint notification of family pension was introduced from 01.03.1985. Those who do not have joint notification for family pension, they have to apply immediately.
21. The Cap on maximum WIP i.e. not to exceed emoluments last drawn has been removed W,e,f, 01.07.2009.
22. Liberalised family pension came into existence from 01.02.1972.
23. War disabled pensioners & widows are exempted from paying ECHS contribution.
24. ECHS facility is now extended to the dependents of ex-recruits boarded out are drawing Disability pension.
25. Always keep your pension account jointly with your Spouse. (E or S or F or S basis)
26. Link your Aadhaar Number and PAN number with your Pension account.
27. Do not forget to give Life Certificate to the Bank in November every year.
28. If your husband died before the age of 65 you will get the same pension he was getting.
29. All family pensioners must give nomination to their pension accounts.

 

Honourable Veterans Please Note:-

ACTION TO BE TAKEN ON DEMISE OF DEFENCE VETERAN:-

While Annexures refer to Army Authorities, you may change them to respective NAVY/AIR FORCE Authorities, as appropriate. Please take a print out immediately and ensure spouse and children informed and educated.

(a) Death if due to accident or unnatural causes should always be reported to the Police Station in whose jurisdiction the area falls.
It avoids lot of troubles later on. In such cases get the autopsy to establish proper cause of death.

(b) Do obtain two ink signed copies of Medical certificate specifying cause of death from the Hospital or the authorized Medical Practitioner. One of these is required by the authorities at the cremation / burial ground. The other is required by the authorities (Registrar of Deaths & Births) who issues Death Certificates. Obtain cremation / burial certificate from the cremation / burial ground.

(c) A close relative should apply for issue of Death certificate within 15 days of the death of the pensioner/ deceased. Obtain at least 20 ink signed & equal number of Photostat copies duly attested by a class one officer.

(d) Write to the Pension paying Bank Intimating them of demise of the pensioner, asking them to discontinue the pension of the pensioner and payment of the family pension of the spouse/NO K (give name). Enclose ink signed death certificate & copy of the original P P O having joint photo of the pensioner & spouse / NOK. Also state PPO and pension S /B A/C numbers.. Sample Application form as at Annexure.
(e) If the Pension A/c is a joint account or the spouse is a nominee in it, then it is simpler to operate the same A/C for family pension, otherwise a fresh S/B A/C is to be opened in the same bank. It requires proof of Identity and proof of Residence. Photo copy of voter I Card! PAN card will suffice- with three copies of attested photographs.
(f) Write separately to Pension sanctioning Authority, PCDA (P)/CDAa to start family pension, on demise of the pensioner and enclose ink signed copy of death certificate. Sample Application is at Annexure. (In case of Indian Navy/Air Force, write to respective authority)
(g) In the case of Retired Army Pensioner Write to the A Gs branch (MP-6, CW 4) to update their records. & to Pay Platinum Grant if Applicable. Sample As per Annexure. (In case of Indian Navy/Air Force, write to respective authority)
(h) If the age was less than 70 years, write to concerned Army/Navy/Air Force Group Insurance Fund (AGIF/NGIF/AFGIF) to Make payment of life insurance amount. Application Performa at Annexure.
(i) Return Retired I Card to concerned Area HQ (lnt Br.) for further Disposal.
(j) If there are other Insurance Policies write to them to pay Insurance amount.
(k) Write to all banks wherein the pensioner has his accounts to transfer closing balances to the spouse / NOK giving bankers address and a/c number.
(I) Write to Regional Transport Officer to transfer the Automobile to the NOK.
(m) Write to Arms Licensing Authority to transfer the weapon (if any) to the NOK meanwhile deposit the weapon(s) in concerned Police Station or reputedd Arms Dealer for safe custody. The NOK should apply for Arms License at the earliest.
👎 Write to Electricity Providing Agency to transfer the meter in the name of spouse /NOK and start further billing against that name. (SUGGEST GET THE HOUSE AND ELECTRICITY METER JOINTLY IN BOTH NAMES NOW).
(o) Write to the Telephone providing Agency to Change the name of the subscriber, transfer the connection to the name of the Spouse / NOK for further billing.
(p) Apply to AWHO/AFNHB to transfer the dwelling unit to the spouse / NOK. Performa for Application should be obtained from the AWHO / AFNHB Welfare Society. The Society has to render No Objection Certificate (NOC) stating that there is No encroachment of common land, No major modification to the Approved design and all Dues to the Society has been cleared. If not already done you may have to do it before they issue NOC.
(q) Write to all the clubs & societies to transfer the membership to the spouse /NOK.
(r) Write to all Debtors to clear all dues and make payment to the Spouse / NOK.
(s) Clear the outstanding dues if any of the Creditors and credit cards and loans taken if any. Return the credit cards to the Bank concerned.
(t) Some of the banks may have issued Insurance certificate for the amount of FD /Bank Balance then claim it.
(u) Write to Income Tax authorities to intimate death of the Pensioner to close his Income Tax file and open Income Tax file in the name of the Spouse / NOK Quoting PAN number of both.
(v) Write to the Municipal Authorities to Close Property case file of the deceased person and open it in the name of the spouse / NOK.
(w) Approach the district Courts for Probate of the WILL, if it is in possession, otherwise obtain a Succession Certificate From the District Judge.
(x) These Instructions are repeated at the end to be used as a check list.
Annexure-1
DRAFT LETTER FOR FAMILY PENSION
From Name.
Address Tele No. Date
To,
The Manager Name of Bank Address
Sir,
Subject:- GRANT OF FAMILY PENSION ON DEMISE OF PENSIONER.
1. Reference Our Joint Pension SB A/C No. held in your Bank.
2. I regret to inform you that my husband, No….Rank ………….. Name …….. has expired on at due to Certificate of his death is enclosed for ready reference. He was drawing his pension through your bank. Kindly, stop his payment of his pension with effect from and Start payment of family pension at the rate prescribed vide Annexure three to 7th Pay Commission Report or as applicable to me through the same Pension SB A/C No. Held in your Bank. We have …1/2/3/No dependent children.
3. You are requested to forward the attached copy of this letter along with Copy of his Death certificate duly endorsed for its correctness.
Yours faithfully ,
Signature
;
(Name)
Copy to :
PCDA (P), Draupadi Ghat, Allahabad 211014: for similar action.
(Or, to respective CDA of Navy/Air Force)
***************** ***************
**************** ****
Annexure-2
DRAFT LETTER FOR ARMY/NAVY/AIR FORCE GROUP INSURANCE EXTENDED POLICY
From: Name
Tele No : Mob ………………..
Address……………………………………….
&n bsp;
Date
To,
The Chairman,
Army Group Insurance Fund, (Or Navy/Air Force)
AGIF House, Rao Tularam Marg,
NEW DELHI – 110010
Sir,
Sub:- ENCASHMENT OF EXTENDED ARMY GROUP INSURANCE POLICY Ref.
Extended Army Group Insurance Certificate No. issued to No…….Rank ……Name ………. (Encl in original)
1. I regret to inform you that my spouse, No……. Rank ……… Name …….has expired on……. at………. His / Her Death Certificate issued by …………… is enclosed for ready Reference.
2. I am enclosing the Extended Army Group Insurance Certificate for encashment duly completed in all respect. His date of birth is….. Kindly send the cheque of the sum assured to me on my address as given above. My Bank details are as under:-
SB A/C No.
Name and address of Bank.
IFSC code.
Thanking you in anticipation,
Yours Faithfully,
Signature
(Name)
************ ************ ************
*********************
Annexure-3
DRAFT LETTER FOR ARMY OFFICERS BENEVOLENT FUND – RS 50,000/- (OR NAVY/AIR FORCE, a s appropriate)
From; Name
House No./Sector
Locality
TeleNo.
City & PIN
File No. Date
The AOBF (Accts Sec),
AG’s Branch, IHQ of MOD (ARMY)
Room No 279a, South Block DHQ PO,
New DeIhi110011
Sir,
Subject:- Payment of Platinum Grant (AOBF) On Demise of No……… Rank ….. Name (Late) ……,
Reference PPO No. ……………….. (Photocopy enclosed)
1. I regret to inform you that my husband, ….. Rank ……. Name ….. has expired on …. at (Name of Hosp) , Address (Place) , Due to (Cause of Death). The Certificate of his death Issued by (Civil Authority) is enclosed for ready reference.
2. You are, kindly requested, to send me his Platinum Grant on his demise. His date of birth is ….. (Photo Copy of his Retired Identity Card is enclosed for ready reference). The cheque may please be issued to me on the Address given on top of this letter. My Bank details are as under: Name of Bank, Address …… SBA/C No …. IFSC ……
3. We have XXX / do not have dependent Children.
Thanking you in anticipation.
Yours Faithfully,
Signatures ( Name- Mrs xxxxx xxxxxx xxxxx xx) W/O Late xxxxx xxxxxxxx xxxxxxx

This valuable information Kindly share my post to all Veterans in your contact specially Veterans who are unaware about action.

Regards and Jai Hind 🙏🇮🇳